Your Housing Decision Matters
Buy vs Rent
Is it best to buy or rent a home today? Our trusted loan officers in Sioux Falls, SD will help you make the right decision for your needs!
Heartland Heroes
Eligible borrowers who are medical professionals will receive a closing cost discount.
Heartland Heroes
Eligible borrowers who are in law enforcement will receive a closing cost discount.
Heartland Heroes
Eligible borrowers who are in the military will receive a closing cost discount.
Consolidate Your Debt*
A cash out refinance can help you consolidate debt, finance a home improvement project, or provide cash for other investment opportunities.
*By refinancing your existing loan, your total finance charges may be higher over the life of the loan. Copyright©2022 Fairway Independent Mortgage Corporation. NMLS#2289. 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Opportunity.
Your Housing Decision Matters
Buy vs Rent
Is it best to buy or rent a home today? Our trusted loan officers in Sioux Falls, SD will help you make the right decision for your needs!
Heartland Heroes
Eligible borrowers who are medical professionals will receive a closing cost discount.
Heartland Heroes
Eligible borrowers who are in law enforcement will receive a closing cost discount.
Heartland Heroes
Eligible borrowers who are in the military will receive a closing cost discount.
Consolidate Your Debt*
A cash out refinance can help you consolidate debt, finance a home improvement project, or provide cash for other investment opportunities.
*By refinancing your existing loan, your total finance charges may be higher over the life of the loan. Copyright©2022 Fairway Independent Mortgage Corporation. NMLS#2289. 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Opportunity.
YOUR TRUSTED MORTGAGE LENDER IN
SIOUX FALLS, SOUTH DAKOTA
Serving Sioux Falls and the Sioux Empire with trusted, local lending expertise.
Fairway Home Mortgage – The Heartland Branch
We educate and empower you to make your best financial decision.
At Fairway Home Mortgage, The Heartland Branch, we’re not just loan officers, our team includes Certified Mortgage Advisors, bringing an elevated level of insight and expertise to every client experience.
CERTIFIED MORTGAGE ADVISOR™ This certification is the gold standard of excellence for mortgage professionals nationwide, built on advanced education, market insight, and a commitment to doing what’s right for every client.
CMA professionals are trained to analyze market trends, financial strategies, and interest rate movements to help you make confident, informed decisions. That’s whey partnering with our team means more than getting a mortgage, it means gaining an advisor for life.
Why Home buyers in Sioux Falls and across South Dakota choose us:
- We bring the knowledge and expertise you can trust
- We help you create financial freedom through smarter mortgage strategies
- We put your needs first, delivering clear communication, tailored solutions and a hassle-free approach
With deep roots in Sioux Falls and Southeast South Dakota, our team is proud to be your local trusted local partner, backed by national strength, local expertiese, and a clear mission: to make every loan an extraordinary experience
The Best Mortgages. The Happiest Customers.
Caleb Nelson
13:00 12 Jan 26
I had referred a friend to Jeff. My friend had nothing but great things to say after the sale was finished. I’m so thankful that I can send friends and family to such a trusted and reliable group that will be sure to put the clients needs first and foremost. Aside from that, the amount of support and generosity that they give back to the community is unmatched. 5/5 stars for Jeff and the amazing team at Fairway. Thank you!!
Nathan Kuehl
20:21 16 Dec 25
Troy sat down with me one Friday afternoon and explained each of my options in detail which helped tremendously. He also would answer my calls whenever I needed a question answered. His team was also super helpful and kind making sure that i I was providing them with all the Information they needed to process my application.
Brian
18:40 01 Dec 25
Chase made this whole process easy, especially for me and my wife buying our first home. He came highly recommended and now I understand why. I will be recommending him to anyone I know who is looking at buying a home.
Mark
14:19 25 Nov 25
From the minute of our first phone call, Chase made it clear that he was excited to help us get into the home that was best for us! Chase went above and beyond in communicating with us as his clients, taking the time we needed to feel comfortable getting into our home. We had a lot of extra questions, concerns, and pivoting that did not catch him off guard at all. Chase is very much concerned with serving his clients to the best of his ability, walking with us through a long home-buying process. We couldn't imagine working with someone else!
Bryan Anfinson - Hegg Realtors
21:13 17 Nov 25
I’ve worked with Nick Kiesow at Fairway Mortgage on several transactions, and he’s been excellent to work with. Nick is a very bright, knowledgeable lender who brings a lot of experience and insight to the table. He’s professional, responsive, and always looking out for his clients’ best interests. I highly recommend Nick to anyone needing a reliable lender.
Bailee Jurgens
15:46 15 Nov 25
Chase and his team were wonderful to work with from start to finish. As a first time homebuyer, the whole mortgage loan process seemed overwhelming, but Chase walked me through it and answered all of my questions. Communication was top notch and they always kept me informed on deadlines and important info! Would recommend Fairway for your mortgage loan needs.
Shy-Ello Mosley
14:32 09 Nov 25
Had a wonderful experience, everyone was super helpful answering questions and keeping us updated. They even have a layout of what to come next. Even with working with others in the department everyone was on the same page and didn't feel like I was re-answering questions. They made it effortless on my behave 10/10 would recommend if your looking for a mortgage company that actually cares or if you have someone in mind.
Allison Mosley
13:58 09 Nov 25
We worked with this company to buy a house. It took awhile to close and even had one house fall through. Through all of it they were extremely helpful, kind, and fast to answer any questions or fix any problems. They were friendly, professional, and knowledgeable. It was a great experience that made home buying a lot less stressful.
Tom Holmlund
15:56 04 Nov 25
I wouldnt trust anyone more than I trust Troy. He will always tell you the truth and he wants to help you make the right decision for your specific situation. His first concern is for his clients' well being. And he has a great team!
Shaun Streyle
15:28 09 Oct 25
Troy and his team are second to none when it comes to trusting a banking institution that will walk you through and give you all the information you need to make the best decision for your family. They treat you like a friend and human, and not just another checked client box. So many details that are not easy to understand. Troy and his team will patiently walk you through each step. I have the highest regard for their professionalism.
Eric Hanenberger
18:27 08 Oct 25
We had a wonderful experience with Fairway. They handled all big and small questions and were always on top upcoming deadlines, benchmarks, updates, etc. They really put us at ease during the whole process.
Trent Wilcoxon
13:32 01 Oct 25
Troy and team are great to work with! The loan process from start to finish was top notch. Would recommend to anyone looking for a home loan!
Grant M
14:53 19 Sep 25
Fairway was absolutely incredible to work with. Their patience, knowledge, and professionalism are unmatched. Ann made the entire home buying process smooth and enjoyable. Would highly recommend them to anyone and everyone.
Alexander Motu
13:09 21 Aug 25
As a first-time home buyer, Troy and the team were incredibly patient and respectful. Their local expertise helped make the process as straight forward straightforward as possible, while looking out for our best interests.
Sharoon Samuel
00:09 29 Jul 25
We had a great experience working with Troy Lage and his team. He was incredibly easy to work with, very attentive to detail, and always communicated clearly throughout the entire mortgage process. His team was also fantastic—supportive, responsive, and on top of everything. Loan fees and closing costs at Fairway were significantly lower than every other lender we looked at in Sioux Falls. Would highly recommend him if you're looking for a smooth and stress-free mortgage experience
Courtney Slaba
14:59 15 Jul 25
We had a great experience working with Troy. Everything was smooth, transparent, and timely from start to finish. He was always available to answer questions and made the entire process feel stress-free. Highly recommend!
Jordan Merritt
21:34 09 Jun 25
Chase was wonderful to work with from beginning to end. As first time homebuyers we really appreciate how easy he made the process and how well he explained everything. He's great at what he does and is just an all around great guy. We highly recommend him if you're looking to buy your next home! - Justin and Jordan
Taylor Rames
13:02 07 Jun 25
Marga Albrecht
15:10 06 Jun 25
Great experience
Jaime Ramirez
00:07 05 Jun 25
Lori Halter
15:54 03 Jun 25
Marshal Knedler
13:50 03 Jun 25
Tyler Saucerman
12:35 30 May 25
Nick was really great to work with very professional. He made the whole process feel like such a breeze. It was super easy through the entire thing. He always kept us updated which was great and was always quick to respond to us with any answers to the questions that we had.
Kayleigh Thorson
13:46 29 May 25
Friendly staff and easy document uploads.
Nathan Alexander
12:09 26 May 25
Great people who go above and beyond to facilitate your needs
Nathan Alexander
20:19 21 May 25
JULIE WILSON
15:03 05 May 25
Amy Stockberger
15:28 02 May 25
I’ve had the pleasure of working with Troy Lage and his team at Fairway Independent Mortgage Corporation – The Heartland Branch for years now, and I can say without hesitation that he and his team are some of the most professional and reliable loan officers in the business. They bring a calm confidence to every transaction, which is incredibly reassuring for both clients and agents. Responsive, detail-oriented, they always go the extra mile to ensure buyers fully understand their options and feel confident in their decisions. Their ability to simplify complex situations and keep the process moving smoothly is unmatched. What I appreciate most is their consistency—year after year, Troy and his team show up with integrity, excellent communication, and a true dedication to helping people achieve homeownership. If you're looking for a top-tier lender shop, look no further than Fairway!
Maria Johnson
12:24 04 Apr 25
Heath Fischer
04:30 03 Apr 25
Riley Reurink
17:58 28 Mar 25
Rhonda Ims
14:15 28 Mar 25
Chase was fantastic! He kept us informed every step of the way, ensuring everything was in order and providing timely updates on interest rates throughout our building process. The entire experience was seamless, and we’d recommend him to friends and family!
Cory Ims
21:33 25 Mar 25
Chase and his team were awesome! Great communication throughout the entire process. Thank You!!
Rickie Bohlander
02:55 22 Mar 25
Chase and his staff were very prompt and professional in every aspect of handling our mortgage through the process
Mark Peterson
18:55 21 Mar 25
Chase Lage and his team are a great asset to Fairway. He had my complete confidence from the very beginning and did a fantastic job with the loan for my new home.
Deede V
12:56 09 Mar 25
Highly recommend Nick & team at Fairway Mortgage They are knowledgeable, professional and genuinely care that the experience is positive. They provided close attention to detail and prompt responses to all aspects of the transaction from first inquiry to closing.
Thomas Fiedler
13:55 10 Feb 25
Alexis Escott
16:38 07 Feb 25
Allison Erickson
14:52 05 Feb 25
Chase and his team were amazing to work with! Coming from out of state and with a unique work history, I was nervous about the home-buying process this time around. However, he made the process as smooth and stress-free as possible. He always communicated extremely well and was very kind. Highly recommend!
Tyler Fogelson
23:46 15 Jan 25
Santiago Escobar
04:30 14 Jan 25
Excellent, professional and also brilliant, I ended up buying a house without a down payment, everything was super clear and honest, by far the best experience for buying a house
Jaelyn LeClair
13:19 26 Dec 24
Regina Wolfe
22:52 04 Dec 24
Jessica Zych
02:21 03 Dec 24
Gabe Dannenbring
15:24 28 Nov 24
Wonderful team to work with! They were so helpful and knowledgeable. I would 100% recommend.
Hilary Buryanek
14:04 25 Nov 24
I was very pleased working with Chase and his team, and I would gladly use Fairway Mortgage again. They made the home-buying process as smooth and seamless as possible!
Krista Hunstad
03:55 18 Nov 24
Ann was very responsive, explained all of our options and left no questions unanswered. It was an overall great first home buyer experience!
Moses Mandujano
14:31 16 Nov 24
Joshua Crownover
13:50 15 Nov 24
Fairway made our process of buying a home much easier and made us feel as if we were borrowing from family. As first time home buyers we were scared and stressed but couldn’t have been happier of the position that Troy and Fairway put us in. Couldn’t be happier with our experience.
Amber Hartman
23:41 14 Nov 24
Keaton Lenderts
18:51 11 Nov 24
G S
17:03 11 Nov 24
It was so simple, no stress transaction! The staff was very helpful and friendly.
Mark Andersen
14:54 06 Nov 24
Chase kept on top of the rates and notified me when they were best to refinance. Made the process easy.
Mike Moss
12:10 01 Nov 24
Great! Was always patient with my questions and answered them thoroughly! Very kind and personable
Eric Hunstad
14:29 31 Oct 24
Keoni Bills
21:59 16 Oct 24
I worked with Nick to purchase my first home and he really was great at communicating and explaining everything to me. He made me feel confident in the options I had and worked with me for the best possible outcome.
Brett Grevlos
15:18 15 Oct 24
Troy and his team made the entire process smooth and easy to understand. Great group of people. 10/10 would recommend.
Cheryl Lindgren
13:13 14 Oct 24
John Law
14:30 10 Oct 24
Great people and place to work with, very knowledgeable on everything
Sandik Pratt
04:44 07 Oct 24
Thank you Troy for letting us share our much appreciative work you all did to help us through the VA loan. It was tougher to do this long distance and thank you so much for helping us do so with emails and phone calls. We couldn't be more grateful. It was a real pleasure working with you and will always pass on our gratitude to others when the opportunity arises. Such a pleasure working with all of you. Thanks much. Sandi & Barry
Mike Langston
12:22 06 Oct 24
Troy and staff were very friendly. They were extremely detailed and thorough!
Amy King
17:29 05 Oct 24
Chase is great. Very knowledgeable and honest about every situation. Very patient with all of our questions and really does seem to want what’s best for his clients!
Tyran Wollman
15:43 03 Oct 24
Wonderful people to work with, and fast to respond and help with any concerns you have.
Seth Vangelder
16:12 02 Oct 24
Jeff made my home buying process very seamless, 10/10 recommend using Fairway if you’re looking purchase a home!
Daniel Williams
16:11 09 Sep 24
Troy is great! He knows the markets, trends and the VA process! Highly recommend to Veterans, as well as the general public.
Jamie Moser
21:39 03 Sep 24
Nick is amazing at what he does. Answered all our questions without treating us like we were dumb for being first time homebuyers and not knowing a lot about buying a house
sakina riziki
17:21 02 Sep 24
It was very nice working with you guys, everything was clear and understandable. The communication we had was very great I’m so happy that we got this house. Thank you so much for helping and for your kind.
Chris Kleinschmit
15:03 01 Sep 24
Can’t say enough about Troy on how good of job he does in the home loan business! He is extremely knowledgeable in VA home loans and that was very reassuring during this process since i went with that type of loan. Him and the team at Fairway Bank definitely do a great job!
McClain Botsford
20:59 30 Aug 24
Chase with Fairway was beyond knowledgeable and helpful. He took time to answer all our questions - whenever they came up. Chase and his team were beyond exceptional and made the house buying process (loan process) a breeze. We are so thankful.
Ekholm Team Real Estate
13:47 26 Aug 24
Troy and his team go above and beyond when working with buyers. They are honest, kind and caring. They provide so many options for all type of buyer situations. Troy is a veteran and is a great resource for buyers who have served. If you need something, one of their team members is on it! If you are looking for a trustworthy lender with excellent rates and options, give Fairway Independent Mortgage - Heartland Branch a call!
Patty Hauk
15:01 25 Aug 24
Troy Lage has a reputation of being a top-notch Mortgage Lender! My experience with Troy has been through the roof! Easy to work with, keeps myself and my clients informed all the way! Besides being a very savy finance person and offering great programs, he’s just a great human being! We are fortunate to have him in our industry!
joy nail spa (by ryan)
04:36 05 Jul 24
Troy is an incredibly trustworthy and impressive man. As first-time home buyers, we had numerous uncertainties, but Troy was always there to answer all of our questions. His professionalism and friendliness were exceptional, and he consistently went above and beyond in his service. Alongside his team at Fairway, Troy made the home buying process significantly easier for us. We are truly grateful for his assistance and would highly recommend Troy and his team to anyone needing help with their home loan.
Lynde Thelen
16:18 16 May 24
Troy Lage has help me with 3 of my homes and he has done an exceptional job. I will be going back for his help to refinance my current home.
Kristin Norris
21:54 14 May 24
Troy and Ann made it very easy to understand and were with me every step of the way and made sure I didn’t miss anything. I appreciated the extra personal attention.
Tracy Garry
03:37 14 May 24
Troy and his back up staff special shout out to Ann Graves.,she was right there with us fighting tooth and nail to get us where we are now. Thanks for getting us HOME.
Penny Hawkins
19:27 13 May 24
My husband and I received very communicative, professional, and personalized experience with Chase and the whole team! Keep up the great work!
Neal Stratman
16:58 12 May 24
I decided to make a change and move to a different state even during the tough go with interest rates. However, because of Troy, Wynne, Sarah, Danielle and the team at Fairway, they made my decision to change much more comforting. The entire team was relentless in their efforts to help me accomplish what I wanted in buying a new home. Excellent customer service, transparent, constant and great communication as well as an educational experience.
How they communicated with me, my realtors in both Nebraska and South Dakota was incredible. For me, my effort was next to nothing. ALWAYS reachable and willing to answer questions when thing outside of business hours ran through my head.
I made the request to have my loan retained by Fairway simply due to their professionalism, knowledge, attention to detail and work ethic that every representative of Fairway displayed.
There is no other Mortgage Company I would use anymore and would recommend them to anyone regardless of the type of loan being used. The loan benefits offered were ridiculously helpful.
Thank You Troy and your outstanding team at Fairway!
Neal Stratman
How they communicated with me, my realtors in both Nebraska and South Dakota was incredible. For me, my effort was next to nothing. ALWAYS reachable and willing to answer questions when thing outside of business hours ran through my head.
I made the request to have my loan retained by Fairway simply due to their professionalism, knowledge, attention to detail and work ethic that every representative of Fairway displayed.
There is no other Mortgage Company I would use anymore and would recommend them to anyone regardless of the type of loan being used. The loan benefits offered were ridiculously helpful.
Thank You Troy and your outstanding team at Fairway!
Neal Stratman
Jennifer Limoges
14:20 06 May 24
I have worked with Troy multiple times over 10+ years. My family members have also now worked with Troy as have several friends I have referred. Troy is extremely knowledgeable, patient, always takes the time to learn your situation and what would be the best approach moving forward for you. He is timely in his replies and always makes you feel like a valued client and not just another number. I highly recommend Troy and his team at Fairway. I know I will use them in the future as well!!
Colin Ingalls
14:29 23 Apr 24
Troy and his team were fantastic to work with, explained the process in an easily digestible format for first time home buyers. He is incredibly knowledgeable, professional and happy to answer any questions you may have to help you find the right decision for you and your family. My wife and I never felt pressured for sales and we were able to find out what we could afford and what was actually the best decision for us and our future. I highly recommend having a conversation and seeing for yourselves. We will definitely be working with Troy again if we decide to upgrade.
Dale Horan
23:41 17 Apr 24
I will continue to say that Troy has helped our family’s financial stability in ways no one has ever done for us. He bends over backwards with great mortgage advise. Fairway, and Troy, will be the only advisor that we will ever do business with. I trust Troy and consider him a true friend!
Jamie Flyger
18:42 09 Apr 24
We had the pleasure of working with Troy Lage and his team. Troy is amazing. He was kind, understanding and personable throughout the entire process. He took time to reach out and inquire how our search was going and expressed genuine excitement for us when our offer was accepted on our house. Highly recommend!
J_ZZ JamesD
21:35 15 Mar 22
Over the last several months we have worked with Justin and his team at Fairway. We simply could not have achieved our financial / housing goals without Fairway's patient leadership, professionalism and attention to detail. We live out of state (soon to be rectified!) so our friends at Fairway were doubly responsible for
our success. Highly recommended! And a grateful thank you to all!
our success. Highly recommended! And a grateful thank you to all!
Tim Hoover
21:16 16 Feb 22
Everyone involved with my refinancing process through Fairway Independent Mortgage Corp were easy to work and communicate with from start to end. Troy and his assistants explained my dollar amount options and answered all of my questions in a timely manner and continually kept me informed and updated my checklist for the information they needed from me. They also contacted me immediately when an adjustment was made to the final numbers due to the last payment made to my previous mortgage company. Very easy process all the way through!
Tim Hoover
Tim Hoover
Leannah Scotting
10:26 28 Jan 22
Simple, straightforward guidance, with you every step of the way! Wonderful to work with.
Troy and his team were on top of things, informative, and supportive as we bought our first home. Thank you!!
Troy and his team were on top of things, informative, and supportive as we bought our first home. Thank you!!
Noah Scotting
21:31 27 Jan 22
Troy and his team were amazing throughout the entire loan process. They made themselves available whenever I needed them and answered every question I had. Troy’s team made the process feel streamlined and stress free. If you are looking for a mortgage professional and a company you can trust, look no further Troy and Fairway are the right choice. I’d recommend him to anybody in the market for a home loan and will use him again in the future.
Jeffrey Merkle
14:38 03 Dec 21
Troy and his staff worked in a timely, efficient fashion to craft the perfect loan for me and my wife. Their level of professionalism and their knowledge of the process was evident in the way we were kept informed about every step in the process. They definitely made what seemed initially to be a daunting task, much easier. I wouldn't hesitate to recommend them to anyone, and am grateful we made the choice to go with Troy and his team!
