Posted May 5, 2026 in Blog / Education
A reverse mortgage is one of those financial tools that generates strong opinions from people who have never actually used one, and quiet gratitude from the retired homeowners who have. If you’re 62 or older, own your home in South …
Posted May 1, 2026 in Blog / Education
The Sioux Falls housing market continues to attract buyers from across South Dakota and beyond. Steady job growth, a high quality of life, and home values that still compare favorably to most comparable Midwestern cities have kept demand active even …
Posted April 17, 2026 in Blog / Education
Every day, veterans, nurses, teachers, firefighters, and law enforcement officers show up to serve the Sioux Falls community. The Heartland Heroes Program is Fairway Heartland’s way of making homeownership more accessible for every one of them, with real financial benefits, …
Posted April 17, 2026 in Blog / Education
At some point, the home that made perfect sense when you bought it stops fitting your life. More kids. A remote work setup that needs its own room. A neighborhood you’ve outgrown. If you’re a Sioux Falls homeowner thinking about …
Posted April 10, 2026 in Blog / Education
If you are a veteran or active-duty service member buying a home in Sioux Falls, you have access to one of the most powerful mortgage tools available, the VA home loan. But you may also be wondering whether a conventional …
Posted April 3, 2026 in Blog / Education
Becoming a homeowner for the first time is a big milestone, and in South Dakota, you don’t have to get there alone. First-time buyers across the state have access to a range of programs designed to lower the financial barriers …
Posted March 27, 2026 in Blog / Education, Home Buying
Start Here Before You Start Looking If you’re thinking about buying a home in Sioux Falls or anywhere in the Sioux Empire, getting pre-approved for a mortgage is the single most important first step you can take. In a market …
Posted March 20, 2026 in Blog / Education
The Truth About Credit Scores and Homebuying One of the most common questions homebuyers ask is simple: “What credit score do I actually need to buy a home?” Most people assume they need perfect credit. They wait, delay, and sometimes …
Posted March 13, 2026 in Blog / Education
And Why It Is One of the Most Important Steps in the Loan Process Many home buyers hear the word underwriting during the mortgage process and immediately feel nervous. The truth is, underwriting is simply the stage where your mortgage …
Posted March 10, 2026 in Blog / Education
One of the most common things Fairway Heartland hears from potential homebuyers is this: ” I probably can’t qualify for a mortgage because my credit is bad.” In many cases, that assumption is incorrect. Fairway Heartland has worked in the …
