Posted December 22, 2022 in Blog / Education
If you are reading this you are probably thinking of ending your marriage, in the middle of divorce proceedings, or have completed the divorce process. That’s unfortunate. Perhaps you and your ex-spouse or soon-to-be ex-spouse purchased a home together as …
Posted December 13, 2022 in Blog / Education
This is a question that I have answered hundreds of times during my mortgage career. Frankly, there is no perfect answer. Why? Because there are numerous parties involved but working towards the same goal. It only takes one person or …
Posted December 2, 2022 in Blog / Education
Let’s just start with the answer. Yes, you can have 2 VA loans…at the same time!! Recently, I was attending an educational real estate event and a 20 yr mortgage loan officer shared a story about how he “saved the …
Posted November 23, 2022 in Blog / Education
A recent nationwide survey revealed a staggering statistic. 77% of first-time homebuyers believe that you need a 20% down payment to purchase a home. When I learned of this I was in complete shock. This has been a requirement to …
Posted November 14, 2022 in Blog / Education
With high inflation in 2022 we are hearing a lot about the Federal Reserve, the Federal Open Markets Committee (FOMC), and Federal Funds Rate. Many Americans have a gross misunderstanding of what the Federal Reserve Board is and does. Unfortunately, …
Posted October 20, 2022 in Blog / Education
It’s no secret the cost to build a home has increased. The cost per square foot has continuously increased and most notably during the pandemic. The pandemic in 2020 and 2021 caused supply issues due to manufacturing and the cost …
Posted October 13, 2022 in Blog / Education
Is it still a good time to buy a house? If you have shopped for a home in the past couple of years you have noticed the increase in home values and lots of aggressive competing offers. The days of …
Posted September 29, 2022 in Blog / Education
Buying a home should be the happiest time of your life!
Posted September 26, 2022 in Blog / Education
Are we going to see a housing bubble? Mainstream media will catch your attention with headlines that include terms like ‘housing bubble’ or ‘housing crash’. For those that remember The Great Recession of 2007-2009, we envision foreclosures due to an …
