Posted June 4, 2026 in Blog / Education
If you are shopping for a home in Sioux Falls and have started reaching out to lenders, you have probably already run into the broker-versus-direct-lender question. It sounds like a technical distinction. In practice, it affects who controls your loan …
Posted May 29, 2026 in Blog / Education
Getting a mortgage in Sioux Falls does not have to be complicated, but it does require preparation. Lenders need a clear, documented picture of your income, assets, and identity before they can move your application through underwriting. The buyers who …
Posted May 22, 2026 in Blog / Education
The lender you work with shapes every part of the homebuying experience: your interest rate, how credible your pre-approval looks to sellers, your closing timeline, and whether you get the home you want in a competitive Sioux Falls market. Choosing …
Posted May 5, 2026 in Blog / Education
A reverse mortgage is one of those financial tools that generates strong opinions from people who have never actually used one, and quiet gratitude from the retired homeowners who have. If you’re 62 or older, own your home in South …
Posted May 1, 2026 in Blog / Education
The Sioux Falls housing market continues to attract buyers from across South Dakota and beyond. Steady job growth, a high quality of life, and home values that still compare favorably to most comparable Midwestern cities have kept demand active even …
Posted April 17, 2026 in Blog / Education
Every day, veterans, nurses, teachers, firefighters, and law enforcement officers show up to serve the Sioux Falls community. The Heartland Heroes Program is Fairway Heartland’s way of making homeownership more accessible for every one of them, with real financial benefits, …
Posted April 17, 2026 in Blog / Education
At some point, the home that made perfect sense when you bought it stops fitting your life. More kids. A remote work setup that needs its own room. A neighborhood you’ve outgrown. If you’re a Sioux Falls homeowner thinking about …
Posted April 10, 2026 in Blog / Education
If you are a veteran or active-duty service member buying a home in Sioux Falls, you have access to one of the most powerful mortgage tools available, the VA home loan. But you may also be wondering whether a conventional …
Posted April 3, 2026 in Blog / Education
Becoming a homeowner for the first time is a big milestone, and in South Dakota, you don’t have to get there alone. First-time buyers across the state have access to a range of programs designed to lower the financial barriers …
Posted March 27, 2026 in Blog / Education, Home Buying
Start Here Before You Start Looking If you’re thinking about buying a home in Sioux Falls or anywhere in the Sioux Empire, getting pre-approved for a mortgage is the single most important first step you can take. In a market …
