Posted January 2, 2025 in Blog / Education
As we look ahead to 2025, mortgage rates are expected to stay relatively stable, with averages predicted to fall between 6% and 6.4%. For instance, Fannie Mae forecasts a 30-year fixed mortgage rate of about 6.3% by the end of …
Posted October 18, 2024 in Blog / Education
The Self-Employed Path to Homeownership As a self-employed individual, securing a mortgage can feel like a significant hurdle. Traditional lenders require extensive documentation—tax returns, W-2s, pay stubs—that may not reflect your true income due to business deductions and variable cash …
Posted August 14, 2024 in Blog / Education
Join Jeff Buum as he explains how appraisers evaluate your home’s safety and health concerns and why it matters.
Posted July 24, 2024 in Blog / Education
Securing a home loan can be a complex process, but for veterans, active-duty service members, and their families, VA loans offer significant benefits that make homeownership more accessible. As the best mortgage experts in South Dakota, we at Fairway Heartland …
Posted July 11, 2024 in Blog / Education
The Ultimate Guide to First-Time Homebuyer Programs in South Dakota Purchasing your first home is a major milestone and can be both exciting and daunting. For first-time homebuyers in South Dakota, understanding the various assistance programs available can make the …
Posted July 11, 2024 in Blog / Education
Buying a home is one of the most significant financial decisions you’ll make and selecting the right mortgage loan is crucial. With various loan options available, it can be overwhelming to determine which one best fits your needs. In …
Posted May 17, 2024 in Blog / Education
Join Jeff Buum and Nick Kiesow as they discuss the South Dakota first time homebuying program.
Posted May 17, 2024 in Blog / Education
Listen in as Chase Lage discusses the 10 common mistakes made, when buying your first home and how to avoid them.
Posted December 22, 2022 in Blog / Education
If you are reading this you are probably thinking of ending your marriage, in the middle of divorce proceedings, or have completed the divorce process. That’s unfortunate. Perhaps you and your ex-spouse or soon-to-be ex-spouse purchased a home together as …
Posted December 13, 2022 in Blog / Education
This is a question that I have answered hundreds of times during my mortgage career. Frankly, there is no perfect answer. Why? Because there are numerous parties involved but working towards the same goal. It only takes one person or …
