Posted July 18, 2025 in Blog / Education
If you’re considering relocating to Sioux Falls, South Dakota, you’re in good company. Over the past several years, we’ve helped dozens of individuals and families make the move, from young professionals to retirees, many of them looking for a fresh …
Posted July 11, 2025 in Blog / Education
The housing market is feeling tight, and if you’ve been looking to buy a home lately, you’ve probably noticed the lack of inventory. One major reason? The “lock-in” effect. As a trusted mortgage lender, we want to break this down …
Posted June 20, 2025 in Blog / Education
If you’re wondering if it’s a good time to buy real estate, you’re not alone. In today’s evolving real estate market, this question is top of mind for many Americans. With mortgage rates and home prices constantly shifting, buyers need …
Posted June 2, 2025 in Blog / Education
Today’s economy has many retirees and homeowners nearing retirement facing a financial crossroads. Inflation has changed the cost of everything in past several years. The financial markets and investment portfolios have become volatile and some fixed incomes are being stretched …
Posted May 13, 2025 in Blog / Education
Buying a home is exciting—but let’s face it, the paperwork can feel endless. Between appraisals, disclosures, and mortgage documents, one thing that often gets overlooked is title insurance. But it’s actually one of the most important safeguards in the entire …
Posted May 5, 2025 in Blog / Education
When buying or selling a home, few moments are more important-or more stressful—than closing day. For buyers, it’s the moment dreams become reality. For sellers, it’s the payoff of months (or years) of preparation. For real estate agents, it’s where …
Posted April 15, 2025 in Blog / Education
If you’re thinking about buying a home or refinancing your current mortgage, there’s more than just interest rates and home prices to consider. One often-overlooked factor that could impact your borrowing power? Tariffs. What Are Tariffs? Tariffs are taxes imposed …
Posted January 2, 2025 in Blog / Education
As we look ahead to 2025, mortgage rates are expected to stay relatively stable, with averages predicted to fall between 6% and 6.4%. For instance, Fannie Mae forecasts a 30-year fixed mortgage rate of about 6.3% by the end of …
Posted October 18, 2024 in Blog / Education
The Self-Employed Path to Homeownership As a self-employed individual, securing a mortgage can feel like a significant hurdle. Traditional lenders require extensive documentation—tax returns, W-2s, pay stubs—that may not reflect your true income due to business deductions and variable cash …
Posted August 14, 2024 in Blog / Education
Join Jeff Buum as he explains how appraisers evaluate your home’s safety and health concerns and why it matters.
