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Category: Blog / Education

Posted April 15, 2025 in Blog / Education

How Tariffs Could Affect Future Mortgage Rates

If you’re thinking about buying a home or refinancing your current mortgage, there’s more than just interest rates and home prices to consider. One often-overlooked factor that could impact your borrowing power? Tariffs. What Are Tariffs? Tariffs are taxes imposed …

Posted October 18, 2024 in Blog / Education

What is a Bank Statement Loan and How Does It Work?

The Self-Employed Path to Homeownership As a self-employed individual, securing a mortgage can feel like a significant hurdle. Traditional lenders require extensive documentation—tax returns, W-2s, pay stubs—that may not reflect your true income due to business deductions and variable cash …