We Are the Heartland Branch
Your local certified mortgage advisors and support team.
Troy Lage
- Loan Officer and Sioux Falls Mortgage Broker
- Sioux Falls, SD Branch
- NMLS#: 400287
Licensed in: SD, MN, IA, ND, KS, NE, FL, AZ
Meet Troy Lage, Branch Manager and top-producing Loan Officer at Fairway Home Mortgage, The Heartland Branch, serving as your trusted mortgage broker in the Sioux Empire and Southeast South Dakota. With a proven track record of excellence, Troy has been recognized as a Top 1% Mortgage Originator in America by Mortgage Executive magazine. Over the past five years, Troy and his team have proudly helped over 4,400 clients secure mortgage financing, representing over $1.35 billion in total loan volume in the state of South Dakota by Scotsman’s Guide, a testament to his expertise and dedication to delivering exceptional service. Most importantly to you as the client, Troy and his branch are proud to maintain a perfect 5.0-star rating on Google, with all Fairway Heartland Loan Officers consistently rated 5.0. These ratings reflect our unwavering commitment to delivering expert guidance, personalized service, and smooth, reliable home financing experiences for every client we serve. Whether you’re a first-time homebuyer or a seasoned homeowner, Troy and his team are committed to helping you navigate the mortgage process with confidence, care, and professionalism.
Jeff Buum
- Loan Officer and Sioux Falls Mortgage Broker
- Sioux Falls, SD Branch
- NMLS#: 400290
Licensed in: SD
Jeff Buum is a Loan Officer at Fairway Home Mortgage, The Heartland Branch in Sioux Falls, SD. With more than 20 years of experience in mortgage origination, leadership, and business development, he is your trusted expert in Sioux Falls and Southeast South Dakota. Jeff has built a career centered on integrity, clarity, and service.
Throughout his career, Jeff has led high-performing mortgage and real estate teams, helping thousands of families across the Sioux Empire achieve their dream of homeownership. His deep industry knowledge, from application to closing, ensures every client receives expert guidance and a seamless lending experience from start to finish.
Buying your first home? Relocating across the Sioux Empire? Growing your real estate portfolio? No matter what your goal, my commitment is to make the mortgage process simple, fast, and successful every time. Contact Jeff to talk about how to make your next move happen.
Ann Graves
- Loan Officer
- Sioux Falls, SD Branch
- NMLS#: 876321
Licensed in: SD
Ann Graves is a Loan Officer at Fairway Home Mortgage, The Heartland Branch, and a proud Army veteran dedicated to serving clients with clarity, care, and expertise. With over 25 years in the mortgage industry and as a valued member of the Fairway team since its opening in 2016, Ann brings deep experience and a personal touch to every home loan she helps secure.
A Harrisburg native, Ann is especially passionate about helping veterans and first-time homebuyers navigate the mortgage process with confidence. Her commitment to clear communication and a seamless lending experience ensures every client feels supported from application to closing.
With her combination of experience, empathy, and dedication, Ann is committed to making every step of the home-buying journey a smooth, rewarding, and positive experience.
Chase Lage
- Loan Officer and Sioux Falls Mortgage Broker
- Sioux Falls, SD Branch
- NMLS#: 1864561
Licensed in: SD, MN, ND, NE, IA
Meet Chase Lage, Branch Sales Manager and a producing Loan Officer at Fairway Home Mortgage, The Heartland Branch. Rest assured, Chase is your trusted resource for buying a home in Sioux Falls and across Southeast South Dakota. Since starting in the mortgage industry in 2017, Chase has held multiple roles that have provided him with a well-rounded understanding of the lending process from start to finish.
As a loan officer, Chase combines expert knowledge with a genuine passion for helping first-time homebuyers and seasoned homeowners make confident, informed decisions. Staying current on market trends, lending guidelines, and economic shifts, Chase ensures each borrower receives tailored guidance and the right loan for their financial and family goals.
For Chase, it’s not just about the loan; it’s about building long-term relationships grounded in trust and transparency. His clients appreciate his clear communication, hands-on approach, and dedication to making every step of the mortgage process smooth and stress-free.
Matt Townley
- Loan Officer and Brookings Mortgage Broker
- Brookings, SD Branch
- NMLS#: 113361
Licensed in: SD, WA, MN, MT
Nick Kiesow
- Loan Officer and Sioux Falls Mortgage Broker
- Sioux Falls, SD Branch
- NMLS#: 404680
Licensed in: SD
Nick Kiesow is a Loan Officer at Fairway Home Mortgage, The Heartland Branch, proudly serving families across Southeast South Dakota. Born and raised in Sioux Falls, Nick began his career in the mortgage industry in 2002, working in closing and processing before becoming a Loan Officer in 2005. With more than two decades of experience, he brings a deep understanding of the lending process and a genuine commitment to helping clients reach their homeownership goals.
For Nick, the most rewarding part of his work is helping first-time homebuyers, and later, guiding them as they grow into their second home. He values long-term relationships and takes pride in being a trusted resource through every stage of his clients’ financial journey.
With his extensive experience, local roots, and heart for helping others, Nick is dedicated to making the mortgage process smooth, personalized, and rewarding for every client he serves.
Danielle Hindt
- Processor
Jody Kersey
- Underwriter
Carrie Buum
- Marketing Director