We Are Fairway Heartland

Your local trusted loan officers and support team.

Troy Lage

Loan Officer

Sioux Falls, SD Branch
NMLS#: 400287

Licensed in: SD, MN, IA, ND, KS, NE, FL, AZ

Troy Lage, Top-Rated Mortgage Lender in Sioux Falls, South Dakota.

Troy Lage is the best mortgage lender in Sioux Falls and Southeast South Dakota and a proud U.S. military veteran who has built his career on service, integrity, and trusted guidance. With previous experience as a mortgage broker and recognition as a Top 1% Mortgage Originator in America, he brings a level of expertise that stands out across South Dakota.

Over the past five years, Troy and his team have proudly helped over 4,400 clients secure mortgage financing, representing over $1.35 billion in total loan volume in the state of South Dakota. Even more meaningful, Troy and his team are proud to maintain a perfect 5.0-star rating on Google, reflecting the team’s commitment to clear communication, tailored solutions, and a smooth, reliable home-financing experience for every client.

As a veteran himself, Troy is deeply committed to serving the military community. He specializes in helping veterans understand and maximize their VA loan benefits, ensuring they receive the support, clarity, and respect they deserve through the home-buying process.

Troy works with first-time homebuyers, move-up buyers, and homeowners looking to refinance, helping them choose the right loan option for their situation — conventional, FHA, VA, Jumbo, or Non-QM. With more than 30 years in the industry and a reputation as one of the most trusted and reliable loan officers in Sioux Falls and the Sioux Empire, he brings clear guidance and a smooth, stress-free lending experience to every client he serves.

If you’re searching for a mortgage lender in Sioux Falls or the surrounding South Dakota areas, contact Troy today for expert guidance and trusted local insight.

The Fairway Heartland Process

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Ann Graves

Loan Officer

Sioux Falls, SD Branch
NMLS#: 876321

Licensed in: SD

Ann Graves is a Loan Officer at Fairway Home Mortgage, The Heartland Branch, and a proud Army veteran dedicated to serving clients with clarity, care, and expertise. With over 25 years in the mortgage industry and as a valued member of the Fairway team since its opening in 2016, Ann brings deep experience and a personal, trusted approach to every home loan she helps secure.

A Harrisburg native, Ann is especially passionate about helping veterans and first-time homebuyers navigate the mortgage process with confidence. Her commitment to clear communication and a smooth, reliable lending experience ensures every client feels supported from application to closing.

With her combination of experience, empathy, and dedication, Ann is committed to making every step of the home-buying journey a smooth, rewarding, and positive experience.

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Chase Lage

Loan Officer

Sioux Falls, SD Branch
NMLS#: 1864561

Licensed in: SD, MN, ND, NE, IA

Meet Chase Lage, Branch Sales Manager and producing Loan Officer at Fairway Heartland.

Chase is your trusted resource for buying a home in Sioux Falls and across Southeast South Dakota. Since starting in the mortgage industry in 2017, Chase has held multiple roles that have provided him with a well-rounded, expert understanding of the lending process from start to finish.

As a loan officer, Chase combines expert knowledge with a genuine passion for helping first-time homebuyers and repeat homeowners make confident, informed decisions. By staying current on market trends, lending guidelines, and economic shifts, Chase ensures each borrower receives tailored guidance and the right home loan for their financial and family goals.

For Chase, it’s not just about the loan; it’s about building long-term relationships grounded in trust and transparency. His clients appreciate his clear communication, hands-on approach, and dedication to making every step of the mortgage process smooth and stress-free.

If you’re searching for a mortgage lender in Sioux Falls or the surrounding South Dakota areas, contact Chase today for expert guidance and trusted local insight.

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Jeff Buum

Loan Officer

Sioux Falls, SD Branch
NMLS#: 400290

Licensed in: SD

Jeff Buum is a trusted Loan Officer at Fairway Heartland in Sioux Falls, SD. With more than 20 years of experience in mortgage origination, leadership, and business development, he is a trusted, top, and expert resource for homebuyers in Sioux Falls and across Southeast South Dakota. Jeff has built a career centered on integrity, clarity, and service.

Throughout his career, Jeff has led high-performing mortgage and real estate teams, helping thousands of families across South Dakota achieve their dream of homeownership. His deep industry knowledge, from application to closing, ensures every client receives expert guidance and a seamless lending experience from start to finish.

Buying your first home? Relocating across the Sioux Empire? Growing your real estate portfolio? No matter what your goal, Jeff is committed to making the mortgage process simple, fast, and successful every time. Contact Jeff to talk about how to make your next move happen.

If you’re searching for a mortgage lender in Sioux Falls or the surrounding South Dakota areas, contact Jeff today for expert guidance and trusted local insight.

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Nick Kiesow

Loan Officer

Sioux Falls, SD Branch
NMLS#: 404680

Licensed in: SD

Nick Kiesow is a Loan Officer at Fairway Home Mortgage, The Heartland Branch, proudly serving families across Southeast South Dakota. Born and raised in Sioux Falls, Nick began his career in the mortgage industry in 2002, working in closing and processing before becoming a Loan Officer in 2005. With more than two decades of experience, he brings a deep understanding of the lending process and a genuine commitment to helping clients reach their homeownership goals.

For Nick, the most rewarding part of his work is helping first-time homebuyers, and later, guiding them as they grow into their second home. He values long-term relationships and takes pride in being a trusted resource through every stage of his clients’ financial journey.

With his extensive experience, local roots, and heart for helping others, Nick is dedicated to making the mortgage process smooth, personalized, and rewarding for every client he serves.

If you’re searching for a mortgage lender in Sioux Falls or the surrounding South Dakota areas, contact Nick today for expert guidance and trusted local insight.

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Matt Townley

Loan Officer

Brookings, SD Branch
NMLS#: 113361

Licensed in: SD, WA, MN, MT

Matt Townley is a Loan Officer at Fairway Home Mortgage, The Heartland Branch, proudly serving homebuyers in the Brookings, South Dakota area. With years of experience in the mortgage industry, Matt is a trusted resource for buyers looking for clear guidance, reliable communication, and a smooth lending experience from start to finish.

Matt works with first-time homebuyers, move-up buyers, and homeowners looking to refinance, helping each client understand their options and choose the loan that best first their financial goals. Known for his steady communication and hands-on approach, he makes the process feel simple, organized, and stress-free.

Whether you’re buying your first home or your forever home, Matt is committed to making your mortgage experience smooth, informed, and personalized every step of the way.

If you’re searching for a mortgage lender in Brookings or the surrounding South Dakota areas, contact Matt today for expert guidance and trusted local insight.